Expert Insurance Solutions for Sport & Leisure industry
About Gym Cover
FCA-authorised insurance brokers specialising in sport and leisure cover for UK fitness businesses since 2014.
Who We Are
Gym Cover is a specialist independent insurance broker focused exclusively on the sport and leisure industry.
We are a licensed trading name of Full-Time Cover Limited, authorised and regulated by the Financial Conduct Authority (FCA). Our FCA registration confirms we operate to the highest standards of professional conduct required of UK financial services firms.
As part of the FTC Insurance group, we combine the resources of a larger broker network with the specialist focus of a niche business. We are not a comparison website. We are not tied to any single insurer. We work exclusively on behalf of our clients.
What We Do
We arrange specialist insurance for UK gym owners and fitness businesses, including:
Independent gyms and strength facilities
Boutique fitness studios
CrossFit affiliates and functional fitness boxes
24-hour and unmanned access gyms
Yoga and Pilates studios
Leisure centres and multi-site operators
Personal training studios
Boxing gyms and martial arts academies
Our core products include public liability insurance, employers' liability insurance, professional indemnity insurance, equipment insurance, and business interruption cover — structured as a single specialist policy rather than a collection of generic products.
Why Specialist Insurance Matters for Gyms
Standard business insurance regularly fails fitness businesses at claim time.
Policies designed for offices, retail shops, or general SMEs frequently exclude coaching activities, strength training risks, self-employed personal trainer liability, and fitness-specific exposures. Many gym owners only discover these gaps after an incident has occurred.
A specialist broker asks the questions a generalist won't — about freelance trainers, high-risk activities, online coaching, unstaffed hours, and equipment replacement values. These details determine whether a claim is paid or disputed.
Gym Cover has been navigating these complexities on behalf of UK gym owners for over 10 years.
Our Credentials
FCA Authorised — licensed trading name of Full-Time Cover Limited
FCA Registration — Full-Time Cover Limited is registered on the FCA Financial Services Register at fca.org.uk/register
Company Registration — registered in England and Wales, number 09241439
Registered Address — 3rd Floor, 8 Devonshire Square, London, EC2M 4PL
Part of FTC Insurance Group — access to a broad panel of specialist insurers
Independent Broker — not tied to any single insurer or product
10+ Years Experience — arranging specialist cover for UK fitness businesses since 2014
Our Approach
We offer a single point of contact throughout the policy lifecycle. Whether you need to amend cover, make a claim, ask a question, or review your policy at renewal — you deal with one person, not a call centre.
We are reachable by email, phone, or WhatsApp.
We believe insurance should reduce anxiety, not create it. A gym owner with the right cover in place should be able to focus entirely on running their business — confident that if something goes wrong, their broker has anticipated it.
Contact Us
Phone: 02079234191 Email: hello@gymcover.co.uk Address: 3rd Floor, 8 Devonshire Square, London, EC2M 4PL
Gym Cover is a licenced trading name of Full-Time Cover Limited and is authorised and regulated by the Financial Conduct Authority.Registered in England and Wales at 3rd Floor, 8 Devonshire Square, London, EC2M 4PL. Registered number: 09241439.